A diamond ring resting on a jeweler’s cloth

Jewelry Insurance

Is Your Jewelry Insured?

Since 1913, Jewelers Mutual has been the only insurer dedicated exclusively to jewelry. They offer comprehensive repair or replacement coverage with worldwide protection against loss, theft, damage and mysterious disappearance.

Insuring your jewelry can be quick and easy, giving you the freedom to wear your jewelry without worry, knowing it is protected.

Jewelers Mutual Advantages

Comprehensive repair or replacement coverage that often goes beyond standard homeowners insurance and warranties
Worldwide protection against theft, damage, loss and even mysterious disappearance
Flexibility to work with your own jeweler, with no need for multiple estimates
Licensed agents, GIA Graduate Gemologists and American Gem Society Certified Gemologists on staff whose passion and specialty is jewelry
Personal, professional assistance with every call, question or claim

A necklace with round blue gemstones set in ornate silver settings on a person's neck.

A hand with a large green gemstone ring and diamond bracelet on a floral fabric background.

Getting Covered

Three steps. Thirty seconds. No personal information needed.

Jewelers Mutual lets you check a price on your own, without an agent and without handing over personal details to find out what coverage would cost.

Get a Quote

The content of this page is provided by Jewelers Mutual. Perry’s Diamonds & Estate Jewelry is not a licensed agent of Jewelers Mutual and does not sell insurance. Any coverage is subject to acceptance by the insurer and to policy terms and conditions. Coverage, pricing and terms are set by Jewelers Mutual and can change, and the descriptions above are a general summary rather than a substitute for the policy. Options vary by state and product. See jewelersmutual.com for full details.

Information on this page is up to date as of 22 September 2026.

Start With An Appraisal

Know what your jewelry is worth first.

Coverage works best when the value on the policy reflects what the piece is actually worth today. Our trusted appraisal partner writes appraisals for insurance, estate and replacement purposes, and can update an appraisal you already have when values change.

Send Us a Message

Hand wearing a large gold pearl ring with diamond accents on a light background.

A person working on a detailed ring with a tool at a jewelry workbench.

Visit Our Showroom

Bring your piece in and we will tell you what it needs, what it is worth and what to insure it for.LocationConveniently located in SouthPark
6525 Carnegie Blvd,
Charlotte, NC 28211
Ample parking providedHours of OperationMonday–Friday:
10:00am - 6:00pm
Saturday Summer Hours:
10:00am - 5:00pm
Walk-ins Always Welcome

Schedule an Appointment

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