What We Loan On

  • Get A Loan On Fine Jewelry

    Designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, etc., or high value fine jewelry of any type.
  • Get A Loan On Loose Diamonds

    Individual diamonds of 0.5ct or larger. Certified or un-certified. Receive a free evaluation for your diamonds.
  • Get A Loan On Luxury Watches

    Rolex, Cartier, Breitling, Omega, Tag Heuer, etc.
  • Get A Loan On Gold and Silver

    Coins or bullion
  • Jumbo Business Loans

    Let us help your business grow.

Advantages of an Asset Based Loan

How it Works

Visit Our North Carolina Office located in Charlotte, NC.
Simply call for an appointment: 704-414-4317
  • receive cash

    fast & secure
    Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.
  • ship your item

    pre-paid & Fully insured
    Upon acceptance of our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and ParcelPro, so you can rest assured that you're fully covered.
  • receive cash

    fast & secure
    Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don't like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Loan Details & Rates

Diamond Banc offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000 the monthly interest rate would be 3%, or $300 a month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.